Don’t miss this $15 trillion wealth transfer

There’s a $15 trillion wealth transfer happening right now that almost nobody knows about.

Unlike real estate or the stock market, the government will actually help you fund your piece of it with little to no money down.

While everyone fights over overpriced houses and volatile stocks, a massive opportunity is hiding in plain sight.

The opportunity

75 million baby boomers are retiring by 2030. These are real people who’ve been running plumbing companies, accounting firms, laundromats, and HVAC businesses for 20-40 years.

Thirteen million businesses will change hands in the next decade, and the average owner is past retirement age.

Their backs hurt, they’re tired of dealing with employees, and they want to retire to Florida.

And their kids don’t want dad’s boring business… They want to be crypto traders or influencers.

These businesses are too small for private equity firms to care about, and many owners have no succession plan.

Meanwhile, traditional wealth-building has become nearly impossible for most people.

The median home price just hit $420,000. You need $84,000 down for a mortgage that eats half your income.

But with business acquisition, wealth-building is still a viable opportunity.

You can buy a business doing $1 million in revenue for 10% down. Sometimes less, sometimes nothing with creative structuring.

For example, Melissa was a school superintendent who bought a pool cleaning company for $995,000 with 10% down.

Now, she makes $300,000 a year working 30 hours a week.

Or Lindsay, who bought a carpet cleaning business for $999,000 while keeping her tech job.

She promoted an existing employee to general manager, to take herself out of the daily grind…

And now makes $150,000 a year spending just a few hours per week on the business.

How it works

The SBA 7(a) loan program lets you buy businesses with up to 90% bank financing.

They’ll loan up to $5 million at 8-10% interest with 10-year terms.

The business cash flow pays the loan, and you keep everything above payments and expenses.

Why you need to act soon

This opportunity exists because boomers are retiring faster than buyers can replace them.

But that’s changing.

Private equity is moving to smaller deals, and competition is increasing as more people learn about business acquisition.

Five years ago, business brokers were shocked when someone my age wanted to buy a business. Now I see 25-year-olds competing for deals!

Fortunately, you don’t need years of field experience to successfully acquire a business.

You just need to be able to manage managers without messing up something that already works.

These businesses have existing systems, trained employees, and most importantly, existing cash flow.

The regret of missing out

Everyone has missed opportunities that seemed obvious later, like wishing you got into Bitcoin in 2012, or locking in a 2.65% mortgage rate.

This is one of those moments.

Right now, you can buy cash-flowing businesses at reasonable prices with government-backed financing, with sellers who are willing to finance deals creatively.

In five years, when competition has heated up and opportunities have dried up, people will think:

“I wish I took business acquisition seriously in 2025.”

The demographic wave creating this opportunity is massive, but it won’t last forever.

If you want to learn exactly how to buy your first cash flowing business…

I occasionally share vetted acquisition deals with subscribers when I find them.

To get those emails, fill out the 2-minute survey below:

👉 I want to buy (or passively invest into) a small business

Or if you have a small business you want to sell and you’re looking for buyers, fill out the survey below:

👉 I want to sell my business

Onward,

— Ben Kelly